The City of Clearwater Utility Customer Service Division provides water, wastewater, and reclaimed water services to about 115,000 residents and manages 64,000 accounts across seven local utilities. Its previous digital payment system offered limited self-service, so a high volume of payments and payment questions went through staff. Reconciliations were labor-intensive. Payment updates lagged, which caused extra work and mismatched account balances. Printing and mailing bills added cost every month. Customer service calls and staff workload kept growing.