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Unlocking the Importance of ACH Company IDs and InvoiceCloud Originator IDs

Published 2/6/25

What is an ACH Company ID?

An ACH Company ID is a unique 10-digit identifier used to recognize entities that collect payments via ACH (Automated Clearing House) debit transactions. This ID ensures that ACH debits are correctly delivered to the intended account holder.

InvoiceCloud Originator IDs

When processing payments through InvoiceCloud, it’s important to know the specific Originator IDs used for initiating ACH debits. These IDs must be communicated to both your organization and your customer’s financial institution to ensure seamless transactions. Here are the details:

  1. Paymentech Originator ID:
    1. Routing ID: 021000021
    2. Company ID: 1020401225
    3. Originator: Paymentech
  2. Sage/Paya Originator IDs:
    1. 3383693141
    2. 1383693141
    3. 2383693141
    4. 1541507947 or 1117715710 (if InvoiceCloud month-end fees reject)
  3. PayPal Originator ID:
    1. IC BILLPAY (uses letters only, no numbers)
  4. AMEX Originator ID:
    1. 1134992250
  5. Online Bank Direct via CASS Originator ID:
    1. 9000005850

Important Steps for Your Organization and Customers:

  • Your Organization: Notify your bank of the specific Originator IDs used by InvoiceCloud.
    • Be aware that different types of transactions may use different Originator IDs. For example, month-end fees might use Sage Originator IDs, while other transactions might use Paymentech or AMEX IDs.
  • Customers (Large Corporations): Inform your financial institution that Paymentech will deposit or withdraw funds into or out of your accounts. Some large companies, like Lowe’s and Walmart, may have blocks on their accounts to prevent ACH transactions.

By ensuring that these Originator IDs are correctly communicated and recognized by the financial institutions you can help facilitate seamless and successful ACH transactions.

FAQ

Q: Can large corporations have blocks on their accounts to prevent deposits or withdrawals?

Yes, some large corporations, like Lowe’s and Walmart, may have blocks on their accounts to prevent deposits and withdrawals. These companies need to inform their banks that Paymentech will process ACH transactions.

Q: Can I use multiple Originator IDs for different transactions?

Yes, different types of transactions may require different Originator IDs. Ensure your bank is aware of all relevant IDs.

Q: What should I do if my bank does not recognize an Originator ID?

Contact your bank to ensure they have the correct information and understand the importance of recognizing the provided Originator IDs.